Handelsbanken Multi Asset 40 (B1 SEK)

The fund is actively managed, which means that the portfolio manager takes active, independent investment decisions. The long term objective of the fund is to exceed the returns of the underlying market, defined as the benchmark index.

The fund invests in, equity funds, fixed income funds, alternative assets, as well as in other financial instruments. Alternative assets refer to funds or other financial instruments that provide exposure to commodities, real estate and other permitted exposures in addition to equities or fixed income for the purpose of increasing the fund’s diversification. The fund invests primarily in funds within Handelsbanken as well as in fund that are managed by other fund management companies. Fund returns are determined by how the fund's investments in equity-, fixed income- and alternative funds increase or decrease in value.

The equity portion in the fund can fluctuate between 25-55% depending on market conditions. The fixed income portion can fluctuate between 25-65% depending on market conditions. The portion of alternative assets can vary between 0-30% depending on market conditions. Fund management is adjusted within each interval based on the prevailing market conditions. The current allocation is shown under Portfolio Distribution at www.handelsbanken.se/fundswww. handelsbanken.se/funds.

International norms and guidelines for the environment, social responsibility and corporate governance are taken into consideration and the fund applies an exclusion strategy for companies (both direct holdings as well as holdings in funds in which the fund invests) operating within the alcohol, tobacco, cannabis, commercial gambling, weapons and military equipment, pornography and fossil fuels segments/sectors. However, the fund may invest in companies that are considered to be in transition towards fossil-free energy production. This is applicable to both direct holdings as well as holdings in funds in which the fund invests. With regard to the fund’s investments in index derivatives, the fund will primarily invest in sustainability-oriented instruments. In the absence of such instruments, the fund will invest in index derivatives and index products that may include companies that are not permitted in accordance with the aforementioned exclusion criteria.

The fund can invest in derivative instruments as part of the fund’s investment focus, which can result in leveraging.

We compare the fund's performance with Solactive ISS ESG Screened Paris Aligned Nordic Index NTR (5%), HMNI Swe All Mortgage Dur Const 2.5Y (6%), SIX SRI Nordic 200 Net Index (15%), OM Stockholm OMRX Treasury Bill (40%), Solactive ISS ESG Screened Paris Aligned Global Markets Index NTR (20%), HMNI Swe All Government Dur Const 6Y (14%). As the fund is actively managed the performance will over time deviate from this index.

Additional information about the sustainability work, the share class designation in parentheses and the management in relation to the funds benchmark index and risk level, may be found in the prospectus.

Recommendation: This fund may not be suitable for investors who plan to withdraw their money within 3 years.