Objectives and Investment Policy
The fund is a rules-based mixed fund and its objective is to offer a pre-determined allocation. The fund is passively managed. 75% of the fund’s value shall be invested in equity funds and 25% in funds with exposure to the Swedish fixed-income market (target weightings). Fund returns are determined by how the fund's investments in equity- and fixed income funds increase or decrease in value. 50% of the target weighting in the equity exposure shall consist of funds with exposure to the global equity markets and 50% shall consist of funds with exposure to the Nordic equity markets. The fund invests a minimum of 90% of its assets in mutual funds within Handelsbanken.
Fund holdings are rebalanced to correspond to the target weightings in conjunction with the turn of each quarter. In the event fund holdings are below or exceed any of the target weightings by +/- 2.5 percentage between the quarterly rebalancing periods, the fund’s holdings will be rebalanced to correspond to the target weightings. The equity indices that guide the equity exposure are Solactive ISS ESG Screened Paris Aligned Nordic Index (30%), Handelsbanken Nordic High Dividend Low Volatility Criteria Index (7.5%), Solactive ISS ESG Screened Paris Aligned Developed Markets Small Cap Index (7.5%) and Solactive ISS ESG Screened Paris Aligned Global Markets Index (30%).
The fixed income indices that guide the fixed income exposure are Handelsbanken Sweden All Bond Tradable Index (12.5%), OMRXTBILL (9,375%) and OMRX Mortgage Bond 1-3 y Index (3,125%).
The fund is a non-UCITS fund, which means that the fund deviated from a securities fund by having substantial holdings in individual funds.
The fund can invest in derivative instruments as part of the fund’s investment focus. However, the use of derivative instruments is of such a nature that it only has a marginal impact on the fund’s risk level.
The share class normally distributes dividends in March each year. The objective is to annually distribute 3,0% of the value of the units at the time of the Management Company’s decision about distributions. However, distributions can be both higher and lower.
Normally, you may purchase and sell fund units every banking day.
Additional information about the sustainability work, the share class designation in parentheses and the management in relation to the funds benchmark index, may be found in the prospectus.
Recommendation: This fund may not be suitable for investors who plan to withdraw their money within 5 years.