Handelsbanken Prime Balanced

The fund is actively managed, which means that the portfolio manager takes active, independent investment decisions. The long term objective of the fund is to exceed the returns of the underlying market, defined as the benchmark index.

The fund invests in mutual funds or in transferable securities and other financial instruments with exposure to equities, fixed income and alternative investments. Alternative investments refer to transferable securities, fund units or derivative instruments that correlate to varying degrees with the performance in the equity and fixed income markets. Alternative investments thus include investments that the Management Company considers as having an alternative character. The fund's investments in mutual funds occur primarily in funds within Handelsbanken, but also in funds managed by other fund management companies. The fund's returns are determined by the increased or decreased value of the equity-, fixed income- and alternative funds in which the fund invests.

The equity portion in the fund can vary between 45-70%, while the fixed income portion can vary between 10-60%. The portion of alternative investments in the fund can vary between 0-25%. Fund management is adjusted within each interval based on the assessment of the fund manager. The current allocation is available at: handelsbanken.se/sv/privat/spara/fonder/fondlistor/institutionella-fonder-lista. The fund is a special fund (non-UCITS), which means that this fund mainly differs from a securities fund by being permitted to have larger holdings in individual funds.

International norms and guidelines for the environment, social responsibility and corporate governance are taken into consideration and the fund applies an exclusion strategy for companies (both direct holdings as well as holdings in funds in which the fund invests) operating within the alcohol, tobacco, cannabis, commercial gambling, weapons and military equipment, pornography and fossil fuels segments/sectors. However, the fund may invest in companies that are considered to be in transition towards fossil-free energy production. This is applicable to both direct holdings as well as holdings in funds in which the fund invests. With regard to the fund’s investments in index derivatives, the fund will primarily invest in sustainability-oriented instruments. In the absence of such instruments, the fund will invest in index derivatives and index products that may include companies that are not permitted in accordance with the aforementioned exclusion criteria.

The fund can invest in derivative instruments as part of the fund’s investment focus, which can result in leveraging.

We compare the fund's performance with HMNI Swe All Mortgage Dur Const 2.5Y (6%), Solactive ISS ESG Screened Paris Aligned Global Markets Index NTR (45%), SIX Sweden SRI Index GI (15%), HMNI Swe All Government Dur Const 6Y (14%), OMRX Treasury Bill Index (20%). As the fund is actively managed the performance will over time deviate from this index.

Additional information about the sustainability work and the management in relation to the funds benchmark index and risk level, may be found in the prospectus.

Recommendation: This fund may not be suitable for investors who plan to withdraw their money within 3 years.