Handelsbanken Selection Fixed Income Criteria (B15)

The fund is actively managed, which means that the portfolio manager takes active, independent investment decisions. The long term objective of the fund is to exceed the returns of the underlying market, defined as the benchmark index.

The fund invests in mutual funds or in transferable securities and other financial instruments with exposure to fixed income. The fund's investments in mutual funds occur primarily in funds within Handelsbanken, but also in funds managed by other fund management companies. The fund's returns are determined by the increased or decreased value of the fixed income funds in which the fund invests.

The fund is a special fund (non-UCITS), which means that this fund mainly differs from a securities fund by being permitted to have larger holdings in individual funds.

International norms and guidelines for the environment, social responsibility and corporate governance are taken into consideration and the fund applies an exclusion strategy for companies (both direct holdings as well as holdings in funds in which the fund invests) operating within the alcohol, tobacco, cannabis, commercial gambling, weapons and military equipment, pornography and fossil fuels segments/sectors. However, the fund may invest in companies that are considered to be in transition towards fossil-free energy production. This is applicable to both direct holdings as well as holdings in funds in which the fund invests. With regard to the fund’s investments in index derivatives, the fund will primarily invest in sustainability-oriented instruments. In the absence of such instruments, the fund will invest in index derivatives and index products that may include companies that are not permitted in accordance with the aforementioned exclusion criteria.

The fund can invest in derivative instruments as part of the fund’s investment focus, which can result in leveraging.

We compare the fund's performance with OMRXTBILL (50%), HMNI Swe All Government Dur Const 6Y (35%), HMNI Swe All Mortgage Dur Const 2.5Y (15%). As the fund is actively managed the performance will over time deviate from this index.

Additional information about the sustainability work, the share class designation in parentheses and the management in relation to the funds benchmark index and risk level, may be found in the prospectus.

Recommendation: This fund may not be suitable for investors who plan to withdraw their money within 2 years.